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Is it just me or has this holiday season seemed like a “drive by”?  I know, with all good intentions of getting your shopping completed early, you find yourself feeling totally behind the eight ball with the clock ticking down fast. Enter the gift card. A quick trip the the grocery store will have you leaving with a pocketful or simpler yet, an hour or so online will have you checking off that list with lightning speed. In no time…in a word…DONE. From cookies to cashmere, wine to winter coats there isn’t anything that isn’t available with a gift card and what recipient wouldn’t love one?  Selecting exactly what they’d like beats having to make a return or exchange by a long shot. Santa has already started his trip on the other side of the world, so if you still have gifts to buy you better get on it.

photo: gp